Prepay a funeral online or via phone, in less than five minutes, and save up to 80% compared to traditional funeral providers.

image …with polished earnestness, Bare Cremation conveys a message of pragmatism wrapped in care: if you want to arrange a cremation – a respectful cremation – you don’t need to shape a ceremony around it, and you don’t need to visit a funeral home…

Our mission is to make end of life planning simple & affordable.

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We started Bare to provide a better way to arrange a funeral.  We introduced Bare Prepaid to give Australians wanting to prepay a funeral a better option than funeral insurance.  The stats on funeral insurance are scary.  Annual premiums increase up to 500% as you get older.  Even worse, more than 80% of people who start paying funeral insurance won’t see a cent paid out. So, we fixed it.

Bare is Australian’s first entirely online funeral option.  Prepay your funeral in under 5 minutes, pay for the service you actually want, and get on with living. No hidden fees, no premium increases, no future stress on your family.  Prepaid funerals made simple.



Former Australian Cricket Captain

Ian Michael Chappell is a former cricketer who played for South Australia and Australia. He captained Australia between 1971 and 1975 before taking a central role in the breakaway World Series Cricket organisation.

Why I prepaid my funeral with Bare

“It’s simple, it’s pragmatic and it allows you to celebrate life the way it was. I decided to prepay with Bare because I wanted certainty, I wanted to know that my friends and family wouldn’t be burdened at a time that’s going to be stressful for them and also there was the peace of mind for me that I can spend an affordable amount on a funeral – the type of funeral I wanted.”


spend your money living. not dying.

Bare has a different business model to traditional funeral homes. We don’t have funeral parlours, we don’t pay sales commissions, and we don’t charge opaque service fees.

This means we can provide you exceptional service, at a fraction of the cost of traditional funeral homes.

No shortcuts, no cutting corners. Just what you need, and nothing that you don’t.

We offer the lowest prices, Flexible terms, and no hidden fees. ever.

Bare’s new approach allows us to offer the lowest cost prepaid funeral in Australia. We also have flexible payment terms, allowing you to pay upfront, monthly or fortnightly.
Whatever works for you.

Prices from:


one time payment

24-month payment plan


per month

60-month payment plan


per fortnight

What’s included?

Independent, third-party trust to hold your funds secure

Services of a licensed funeral director

Transfer into our care – 24 hours a day

Preparation of all paperwork needed for the cremation

A dignified, private cremation

The return of ashes to your family (if you wish)

Registration of death and Death Certificate

Lifetime access to our support tools

*To get a personalised quote, simply click on “Get a Quote”

Pay securely with:


You can trust us with your decision, and your money.


Your money is safe, no matter what happens to Bare.

Your money is placed into trust with the Australian Friendly Society. This means if something were to happen to Bare, your money is entirely safe.


We are 100% Australian owned, and independent.

We proudly Australian owned and operated – and not affiliated with any large funeral companies. We’re fully licensed in all states we operate.


30 Day Money Back Guarantee, no questions asked.

If you change your mind after purchasing a prepaid plan, that’s no problems at all. Just give us a call, and we’ll refund you 100% of your money.


Avg funeral
costs today


Avg funeral
cost in 5 years


Avg funeral
cost in 10+ years

You never regret being prepared.

Funeral costs are rising up to 7-10% every year. Over 10 years, that could add thousands of dollars to the exact same service. Prepaying your cremation allows you to lock in today’s price, so that everything is taken care of – whether our service is needed in 5, 10 or 50 years.

when the time comes, we'll be there.

By prepaying your funeral, you’re already doing everything you can to take the emotional and financial stress off your loved ones. When the time comes, our dedicated team will do everything we can to support them when they need it most.















We’ve had the privilege of helping thousands of Australian families

How can we help you today?

A funeral doesn’t have to look a certain way.

At Bare, we take care of the hard part so you can focus on celebrating the life of your loved one the way they would want.


Question 1 of 5

is this for yourself or a loved one?

you've got questions. we've got answers.

If you’re currently paying funeral insurance, you have three options. The first is to cancel your funeral insurance payments, and convert to a prepaid funeral plan. This means you forfeit your potential payout, but this is likely the cheapest option if you’re planning on not requiring our service for three years or more. The second option is to continue paying your funeral insurance premiums, and also take out a prepaid plan. As funeral insurance simply pays out a lump sum of cash, this could be used by your family for anything (as a gift for a car, holiday, education etc) if you’ve also prepaid your funeral. The final option is to keep paying funeral insurance, and simply use that payout to arrange a Bare cremation when the time comes. This is what we recommend if you’re expecting to require our service in the next three years.

If you happen to pass away prior to your installment plan being finished, we will absolutely still commence the service and undertake collection and the paperwork process. We will coordinate with your next of kin or family members to pay the balance due -. at the price you locked in at the time you started the installment payments.

We currently offer monthly or fortnightly payment options. We are however going to start additional plans to ensure all Australians have access to an affordable funeral service. If you are unable to afford our monthly plans, but would still like a prepaid funeral, please give us a call on 1800 531 936 to discuss your options. We are here to help.

We have a different business model to traditional funeral homes. By offering one simple package that can be arranged online or over the phone, we don’t have the same high overheads. We don’t require expensive physical locations to provide a high-quality service. We have used technology to automate many manual processes, which allows us to pass on those savings to our customers.

The decision to purchase your prepaid funeral now or later completely depends on your current financial circumstances. The major benefit of prepaying with Bare Cremation is that you lock in today’s price – which is typically the lowest in the market. Paying now avoids any increase in prices, which can be substantial over many years. It also allows for peace of mind that you wont pass the stress and burden onto your family when the time comes. Paying later allows you to save money in the meantime, however you do run the risk that prices will increase.

No, once you have locked in. your prepaid funeral you have guaranteed you will receive that funeral service. The only situation where extra fees may be payable is in the even you pass away in a different region from your address. We are proud to say that we’ve never charged a family a cent more than was prepaid (and in some cases, we’ve even returned money to the family!)

We aim to be the cheapest provider in every region we operate. The bulk of our costs are from the cremation fee and the transportation. In some states (such as Tasmania) the cremation fee is significantly higher than others. Our prices reflect the the local input prices of our services. We’re constantly working to get our prices as low as possible in all locations.

The prices we have on our pricing page are typically for major cities and their surrounds. The slightly higher price for regional areas is primarily due to the increased transportation costs. Even with slightly increased prices, we are typically up to 50% cheaper than the local regional funeral home, which we are very proud of.

When you purchase a prepaid funeral, we are must legally remit GST immediately. That means we take out the GST component of the amount paid and send it to the Australian Tax Office. We also take our trust setup fee to pay for the administration and setup of your money in trust with the Australian Friendly Society. all of these costs are clearly outlined on your prepaid funeral contract. If you have any questions at all, please don’t hesitate to call or email us anytime. We pride ourselves on complete transparency.

Our prices are fully inclusive, with no hidden fees. A major reason Bare Cremation was started was to offer an affordable and completely transparent funeral service. We are completely open about our pricing, which differentiates us from the traditional funeral industry.

Yes. Your funeral contract has each specific line item, with each of it’s costs. You can request this anytime, or create your own via https://barecremation.com.au/get-started/

It’s important to ensure that your next of kin or executor know your wishes. That will make the process seamless at the time of your passing. If you are in an aged care facility or hospital, please don’t hesitate to let them know that you have a prepaid contract with Bare Cremation and provide our phone number. They will then be able to contact us immediately when the time comes.

As part of a pre-paid funeral arrangement, you will receive a funeral contract, which lists all the prearranged services agreed upon. You will also receive a copy of your Australian Friendly Society Disclosure Document outlining how your money is kept safe.

Yes. On completion of your prepaid arrangement, we’ll mail you a hard copy of your arrangement, as well as some instructions you might wish to leave with your family or lawyer. Your documents are also securely stored online and can be shared with family, executors, lawyers and accountants anytime. Your account details and documents can be found at https://barecremation.com.au/my-account/

You have a 30 day period to consider your contract and change your mind if you wish. You may cancel your contract within the 30 day period by notifying Bare Cremation in writing. Your contract is cancelled and you will receive a full refund.

If you are travelling within Australia when death occurs, your family will need to contact us immediately, so that we can make the necessary arrangements to assist with your safe transfer. Some additional costs for transport may be required.

When you purchase a prepaid funeral, your money will be transferred into Trust with the Australian Friendly Society. This is your money. We don’t have access to the funds. So, in the (very unlikely) event that we are not in business by the time you pass away, the money is still safe and sound, and will be transferred to another funeral director at no cost.

From our blog

The Complete Guide to Planning a Cremation FEATURED
  • 30 MINS
How does cremation work?: We answer the common questions and explain everything you wanted to know but were afraid to ask.
  • Mel Buttigieg
  • Writer, Bare
when someone dies what do I do FEATURED
  • 10 MINS
Your loved one has just passed away. You are probably feeling quite lost or don’t know what to do. Here is a simple guide to help you through the first steps.
  • Daphney Adams
  • Writer, Bare